Posted Title Insurance Rates

The Law Offices of Sam Maguire will issue "Enhanced or Premium" policy coverage unless otherwise instructed. Please refer to "Enhanced" owner's title premiums when calculating policy totals.

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New Georgia Title Insurance Rates
Make sure you stay LEGAL

Georgia becomes FILE AND USE STATE for Title Insurance
Some of you may have used negotiated title insurance rates on some of your files in the past on Georgia loans. Under an agreement between the title insurance underwriters and Georgia Insurance Commissioner, John Oxendine, Georgia is now becoming a “file and use” state.

As a “file and use” state, each underwriter is required to file it’s published rates with the insurance commissioner. Agents ARE NOT allowed to quote any rate OTHER THAN THE PUBLISHED RATE. (See the following Georgia Code sections for further information: O.C.G.A. §§ 33-6-5(5)(6)(B); 33-8-2; 33-8-4).

O.C.G.A. § 33-6-5(5)(6)(B) states:

No person shall knowingly collect as premium or charge for insurance any sum in excess of or less than the premium or charge applicable to such insurance, which sum is specified in the policy in accordance with the applicable classifications and rates as filed with and approved by the Commissioner.


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Buckhead Office
4840 Roswell Road
Building E, Suite 400
Atlanta, GA 30342
Phone: 404-257-8885
Fax: 404-257-9771
Miami Florida Office
Pinecrest Premier Title, LLC
9100 S. Dadeland Blvd, Suite 1000
Miami, FL 33156
fax (305)423-1985
Augusta Office
448 Telfair Street
Augusta, GA 30901
Phone: 706-722-4341
Fax: 706-724-8300